Hi, we’re Nadia & Nicole and we’re so excited that you are here!
Just like you, we never had the “time or the resources” to handle our money.
We were so focused on our immediate needs and busy schedules, that we never took the time to focus on what needed to be done to secure our finances for the next 10-15-30 years down the line.
We had enough money to cover credit card payments in full, pay for last-minute vacations, and dine at fancy restaurants. However, we were spending our money freely without ever thinking about what our decisions were really costing us.
We didn’t have any debt or credit issues, but we didn’t know how to use money as a tool to build wealth and improve the quality of our lives for the long term.
You see, we grew up very poor in one of New York’s toughest housing projects.
Money was always an issue and the main source of stress. We saw plenty of examples around us of how the mismanagement of money could affect the lives of people you care about.
However, we learned from our mother that through hard work, perseverance, and the right priorities you could still stay afloat. No matter how difficult times became, our mother always found a way to provide for us.
We figured that if we wanted to make a better life for ourselves we needed to earn more money and save. We did well in school, found jobs working at Investment banks on Wall Street, and earned higher salaries than our parents.
We had our 401ks set up, thanks to the urging of coworkers, but didn’t have much to our names other than a very moderate amount of cash in our bank accounts.
However, without having good wealth planning mentors, we didn’t know much past that.
Unfortunately for many of us, money management isn’t something that can be learned from immediate family members or a subject taught in school.
Even while working at an investment bank this knowledge is not given to you. You have seek out this knowledge.
We asked others for advice, took trainings, read lots of books, and practiced with our own money to master the fundamentals of wealth building. We failed, learned, and adjusted our strategies along the way.
We learned how to manage and USE our money. Money was now a tool to give us more choices and the life we wanted.
For us, that meant leaving the corporate life to others and not allowing a lack of money to keep us at a job where we were unhappy.
Fast forward to today, we are now millionaire moms who love teaching others how to build their wealth.
Now that we have families and assets, our personal finance needs are much different than they were when we were single and ready to mingle. However, the systems and strategies we put in place allow our money to work efficiently for us without much involvement on our part.
Based on life experiences, we know our personal finance needs will continue to look different as we age and as our needs change.
We created this site, because we know there are other people who don’t know what steps they should take. We want to provide clear answers to those seeking to learn what to do with their money based on their stage of life.
Maybe you don’t know where to put your money or what is the best way to make a return on it. Or maybe you kind of know what is available but you are scared to make a mistake.
The good news is that we are here to help you. We pass on the knowledge we’ve gained so that you can make more informed decisions with your money.
You can learn how to manage your money on your own and make it work for you to live the life you want.
On wealthtwins.com, you will find helpful information that you can use right away. It is easy to understand so that you can advance your knowledge without feeling intimidated. We also give honest and tangible advice to get you moving in the right direction.
If you don’t know where to go, don’t worry we’re here for you. All you have to do to begin this journey is START HERE.
Meet The Twins
Nicole is a partner at Wealth Twins LLC. She holds a B.A from Columbia University and an M.B.A in Financial Instruments from New York University. She has worked in Investment Banking and Financial Services for 15 years and retired early in her 30s because of Financial Independence. She is an entrepreneur, investor, and passionate about teaching others how to reach Financial Independence.
Nadia is a Financial Independence Coach from New York City. She holds a B.A from Columbia University and worked 13+ years in Investment Banking and Financial Services. She is an entrepreneur, investor, and partner at Wealth Twins LLC. She reached Financial Independence in her 30’s and is passionate about showing others how to achieve the same.