How to use the Zelle for digital payments
Managing Money

How to use the Zelle for digital payments

What is Zelle and should you use it to transfer money in and out of your bank accounts? Zelle is a digital payment system that is owned by several US banks. It allows a customer to transfer money almost instantly to another person’s account.  Zelle is used through your existing bank account at a participating bank or…

Truth About Credit Card Payments
Managing Money

Truth About Credit Card Payments

Balance vs. Monthly Payment Have you ever wondered why your card balance is so low, but your monthly payment is so high?  It’s because your monthly payment is based on your balance plus the interest you owe the credit card company.  The interest you pay is based on your APR and the average daily balance you carry…